Insurance Services

Every HAE member qualifies for a free annual insurance review, to make sure your cover is as good as it should be. For a no obligation review or to receive a quotation, please call HAE Insurance Services on 01482 388552 or email

Read below to find out more about our range of insurance products.


Are you...

  • Tired of having to use your insurance to pay for customers who lose or damage your plant or tools?
  • Lacking confidence that your customers insurance is good enough to insure your property to its full value?
  • Sick of waiting for other peoples insurance companies to pay your claim – if they will at all?

Would you rather...

  • Be in control of claims involving your property
  • Have claims settlements paid to you and not the hirer
  • Avoid the administration of recovering the loss from your customer, which can affect your relationship and is time consuming

The Solution is HireGuard:  The UK’s only insurance policy that can be sold directly to your customers, by you! It is not a ‘damage waiver’, which excludes cover for theft or fraudulent hire, nor is it a subrogation waiver, which relies on your already having a separate ‘own plant’ insurance policy in force.

Property hired out under HireGuard.......

  • Covers loss or damage anywhere in Western Europe, including whilst in transit
  • Includes cover for fraudulent hires
  • Gives you full replacement value for all equipment up to 24 months old
  • Has excesses that start as little as £25 and a maximum of £500

HAE Select Combined Cover

This is a commercial combined policy which has been exclusively negotiated with Allianz Insurance offering bespoke extensions unique to the hire and rental industry. The optional benefits include;

  • 0% Interest free instalments
  • Nil Excess for claims over £2000
  • Shoplifting cover
  • Free Legal Expenses Cover
  • Public Liability Indemnity Limit of £5 million as standard

Other Insurance

HAE Insurance Services provide a wide range of policies to protect your business;

  • Event Cancellation and Abandonment Cover
  • Specialist Contractors Plant Policy - includes 'Cross Hire' arrangements
  • Specialist Electronics Policy - specifically for Audio Visual equipment
  • Professional Indemnity Cover
  • Directors’ and Officers’ and Management Liability Covers
  • Commercial Motor Fleet
  • Goods in Transit
  • ChaufferPlan - to keep you on the road
  • GAP Insurance
  • Specialist Accident / Injury Policies
  • Personal Insurances - including private motor, household, travel, pleasure craft, personal accident etc.

Business is better together

HAE Insurance Services is a trading name of Jelf Insurance Brokers Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA (for details see Registered in England and Wales number 0837227. Registered Office: 1 Tower Place West, London EC3R 5BU.